Friday 21 August 2015

Defenses to a Credit Card Lawsuit - Hood & Stacy






Consent Orders: The consent orders at issue are agreements between credit card companies and governmental agencies such as the Consumer Financial Protection Bureau and the Federal Deposit Insurance Company.
Inconsistencies: The credit card statements are the key documents in a credit card lawsuit and a detailed review of the credit card statements will often uncover wildly varying interest rates and penalty fees.
Contract Amendments: Credit Card Contract Amendments are closely tied to the inconsistencies listed above and the Contract or Card member Agreement memorializes the agreement between the parties and contains the terms and conditions of the account.
Counterclaims: A variety of consumer protection statutes may be used to offset a credit card lawsuit and it prohibits creditors from threatening violence, harassing a debtor or their family with frequent collection calls, using abusive language with the debtor or a family member as well as other unfair collection actions.
Payment Plans: Arranging a payment plan with the creditor can often be the best solution in defending an original creditor lawsuit and most creditors and collection law firms will allow a debtor to enter into a payment plan which can prevent a judgment from being entered as long as you continue to make the payments.


Thursday 13 August 2015

Business and Corporate Law - Hood and Stacy

 
Having a business law attorney can make a huge difference in the day to day operations of the business which also helps in dealing with a wide range of issues which are related to taxes, finance, business formations, acquisitions, mergers, employment or labor laws, contract negotiations, litigation, etc. There are many different ways in which anyone can structure his or her businesses are:

-      Sole proprietorship: A sole proprietorship is a simple business structure which allows a person to conduct the business as his or her self.

-       Partnership: A partnership is a simple business structure for businesses with more than one owner.

-    Corporation: Forming a corporation establishes a business as a separate legal entity which provides the owners with the limited liability protection.

-       Limited Liability Company: Limited liability companies establish the businesses as the separate legal entities from their owners but allow the owners to report the business gains as well as the losses on their own personal tax returns.
A lawyer can not only help in determining what business structure is the best way to organize the business but a good business lawyer can provide the legal advice one needs to protect the interests and grow or maintain the business.
 

Hood and Stacy, Hood & Stacy

Monday 3 August 2015

Leasing & Replevin - Hood and stacy



In addition to representing banks and other lending institutions, Hood & Stacy’s attorneys have been actively involved in representing collateral lenders throughout the United States for over 20 years.

Our firm has special focus on the execution of leasing agreements and is a proud member of the Lease Enforcement Attorney Network (LEAN). 



The use of a replevin claim in connection with a breach of a contract case can have the same impact as a preliminary injunction where the subject of a dispute concerns personal property. A replevin action is where a plaintiff brings a claim asking the return of wrongfully held property during a pending lawsuit for damages or breach of contract. Like a preliminary injunction, a replevin claim is initiated in Colorado upon filing a sworn pleading with the court. The court will set an evidentiary hearing (called a show cause hearing) within 14 days where the judge is asked whether the property held by the defendant should be taken and given to the plaintiff. The court may make preliminary factual findings as to the ownership or rights to possession in the property pending final resolution of the case.

Tuesday 28 July 2015

Family Law Legal Services

Our firm provides legal services to individuals involving family law issues relating to contested and uncontested divorces, division of assets, paternity and child custody disputes, child support and alimony obligations, domestic violence, and modification and enforcement of final judgments. We understand that divorce or family law issues can present the most difficult, complex, and emotionally draining . It’s important that your attorney understand your unique situation.


Specialist services provided by the family law practice include:

•          Child support (for carrer and paying parents)
•          Child care and protection
•          Family Law Early Intervention Unit
•          Independent Children’s Lawyer

Family dispute resolution" means a process used by parties to a family law dispute to attempt to resolve one or more of the disputed issues outside court, As we help you find a solicitor specializing in Family Law in P.A.

Our Advice & Information Centre is designed to promote the services offered by our members to individuals who are experiencing the trauma and complexity of divorce, financial provision, separation or family breakdown. It provides a one-stop guide.

It is important in Family Law matters that you instruct a solicitor who is familiar with the undernoted areas of law. Find out more about how we can help below.
How Can We Help - The Family Law Association is committed to the constructive resolution of family disputes in Scotland. Find out more below and search the Association's directory to find a Family Law solicitor in your area.


Tuesday 21 July 2015

Immigration - Hood And Stacy



Our country was founded by hardworking as well as dedicated individuals and what makes our nation so unique is that somewhere along the line, our family trees go back to some other countries. The petition for alien relative is the very first step in the process if you already have someone with the residency and this form is filled out by a U.S. citizen or a green card holder on the behalf of the relative who wishes to immigrate.


A Green Card or a Permanent Residence Card is an evidence of a person’s lawful Permanent Resident status in the United States of America. One may also consider a birth certificate request letter as well as a marriage certificate request letter to verify your own citizenship for the petition.
An affidavit of support form also comes in handy when you have a relative moving to the United States of America from another country and it basically declares that you are financially responsible for them until they are ready to be on their own. The immigrant petition for an alien worker may be the form to go with when petitioning for someone who works for your business or household to become a resident.

Tuesday 14 July 2015

What is Bankruptcy?



Generally speaking, there are two types of bankruptcy. In a liquidation bankruptcy, debtors must surrender their property, which is sold, and the proceeds distributed to creditors. In return, all debts are permanently discharged. In a reorganization bankruptcy, debtors are allowed to keep their property. But the debtors must agree to an installment plan to repay creditors a portion of the amount they owe.
Filing for bankruptcy involves submitting a petition and fee to the bankruptcy court. The fee is close to $300 for most personal bankruptcies. The petition will contain sworn statements by the debtors concerning the amount of money they owe, their income and expenses, as well as a complete list of all of their assets. After filing, a court hearing is held to review the information in the petition.



Bankruptcy proceedings are supervised by and litigated in the United States Bankruptcy Courts. These courts are a part of the District Courts of The United States. The United States Trustees were established by Congress to handle many of the supervisory and administrative duties of bankruptcy proceedings. Proceedings in bankruptcy courts are governed by the Bankruptcy Rules which were promulgated by the Supreme Court under the authority of Congress.
Filing bankruptcy can help a person by discarding debt or making a plan to repay debts. A bankruptcy case normally begins when the debtor files a petition with the bankruptcy court. A petition may be filed by an individual, by spouses together, or by a corporation or other entity.
Our firm ( Hood and Stacy ) has more than 20 years of experience representing creditors in Federal bankruptcy proceedings. Hood & Stacy, P.A. is licensed to practice in all Federal bankruptcy courts in Arkansas, Missouri and Oklahoma. Burton E. Stacy, Jr. invested the first part of his legal career exclusively in bankruptcy law while working for the Honorable James G. Mixon, United States Bankruptcy Judge for the Eastern and Western Districts of Arkansas, and subsequently working for bankruptcy trustees in Oklahoma. Hood & Stacy, P.A. is a proud member of the American Bankruptcy Institute.